-
BASIC BANKING CONCEPTS
Savings Account: An interest-bearing deposit account maintained at a bank or other financial institution is referred to as a savings account. While these accounts generally offer a moderate interest rate,…
-
DIGITAL PAYMENTS
Mobile Banking Mobile banking is a convenient service that enables clients to use their mobile devices,such as smartphones or tablets, to access their bank accounts and carry out a range…
-
DIGITAL CURRENCY
3.1 Central Bank Digital Currency/ Digital Rupee (e₹) The Digital Rupee is a Central Bank Digital Currency (CBDC) that functions similarly tophysical currency notes issued by the RBI, but in…
-
INVESTMENT
4.1. Shares/equity Equity investors acquire firm shares with the anticipation that they will appreciate in valueas capital gains and/or provide capital dividends. If the value of an equity investmentincreases, the…
-
CUSTOMER PROTECTION & FRAUD MANAGEMENT
In today’s environment, financial fraud and scams are becoming more common. New accountsof people losing all of their money through investments in shady scams surface every year.However, this hasn’t stopped…
-
CREDIT SCHEMES TO FARMERS
Kisan Credit Card Scheme: Aims to provide famers with expeditious credit by streamlining procedures andfacilitating loans when necessary. Its objective is to cover their cultivation, contingency, andancillary activity-related expenses. Purpose…
-
CREDIT SCHEMES FOR WOMEN
Stree Shakhi Yojana The Stree Shakti Yojna is an exceptional programme that promotes female entrepreneurshipvia the provision of specific benefits and advantages. The Stree Shakti plan is applicable towomen who…
-
CREDIT SCHEMES FOR MSMEs
Pradhan Mantri Mudra Yojana (PMMY) PurposeMUDRA is an NBFC (non-banking financial corporation) that promotes the growth ofMSMEs. MUDRA assists banks, microfinance institutions (MFIs), and non-bank financialcompanies (NBFCs) in refinancing loans…
-
PRADHAN MANTRI JAN DHAN YOJANA (PMJDY)
Prime Minister The Jan-Dhan Yojana (PMJDY) is a national initiative aimed at achievingfinancial inclusion by providing cheap access to various financial services including as basicsavings and deposit accounts, remittance, credit,…
